$145,000 for Sale

123 e spruce street, saint charles, MI 48655

Beds 3 Baths 1 1,440 Sqft 0.30 Acres 1 of 27
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Property Description
Surrounded by smalltown charm and the great outdoors, 123 E. Spruce St. in the Village of St. Charles has so much to offer. The three bedrooms include a main floor primary bedroom with walk-in closet and two bedrooms upstairs. The eat-in kitchen has plenty of elbow room, decorative wainscoting and a newer stove. The spacious living room is washed in natural light that streams in through large vinyl windows. An enclosed portico features knotty pine walls giving it a cozy cabin ambiance. This home offers peace of mind with a new furnace installed in 2023 and central air conditioning installed in 2025. An L-shaped deck off the kitchen leads to a spacious yard and a 40-foot by 25-foot garage with three overhead doors and gas and electric service. Located in close proximity to the Bad River, this property is a playground for fishermen, kayakers and outdoorsmen. The nearby Lumberjack Park has a trailhead to the Saginaw Valley Rail Trail and lots of open space. This home is just a short drive to the village’s Coal Miners Park which offers an 18-hole disc golf course and a walking trail, and is home to the St. Charles Farmers’ Marketplace. Just a short drive away is Shiawassee National Wildlife Refuge.
General Information
Sale Price: $145,000
Price/SqFt: $101
Est. Payments: $952
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Status: Active
MLS#: 50199446
City: st charles
Post Office: saint charles
Schools: st charles community schools
County: Saginaw
Subdivision: village of st. charles
Acres: 0.3
Lot Dim: 100x132
Bedrooms:3
Bathrooms:1   (1 full, 0 half)
House Size: 1,440 sq.ft.
Acreage: 0.3 est.
Year Built: 1920
Property Type: Single Family
Style: Cape Cod
Features & Room Sizes
Bedroom 1:  19x10
Bedroom 2 :  12x12
Bedroom 3:  13x14
Bedroom 4: 
Family Room: 
Greatroom: 
Dining Room:  13x13
Kitchen:  15x10
Livingroom:  17x13
Outer Buildings:  Garage(s)
Pole Buildings: 
Garage:  3
Garage Description:  Detached Garage,Electric in Garage,Gar Door Opener,Heated Garage
Exterior:  Vinyl Siding
Exterior Misc:  Deck,Patio
Basement:  Yes
Basement Description:  MI Basement,Outside Entrance
Foundation :  Crawl,Michigan Basement
Appliances:  Range/Oven,Refrigerator
Cooling:  Central A/C
Heating:  Forced Air
Fuel:  Natural Gas
Waste:  Public Sanitary
Watersource:  Public Water
Tax, Fees & Legal
Est. Summer Taxes:  $476
Est. Winter Taxes:  $1,002
HOA fees: 


Listing Courtesy of: Jaime Cramer of Berkshire Hathaway HomeServices

Information provided by Saginaw Board of REALTORS® Listing information provided courtesy of the Saginaw Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable, but is not guaranteed accurate by the MLS.

This listing last updated: Sat, February 14, 2026 at 2:00:46 PM EST

SBR Listing Data Last Updated on Sun, February 15 2026 at 3:08am
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Call: (989) 482-6479

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