306 ottawa street, bay city, MI 48706

Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you’re a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.

Listing Courtesy of: Chance Owen of Bay Realty Michigan

Information provided by Saginaw Board of REALTORS^® Listing information provided courtesy of the Saginaw Board of REALTORS^®. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable, but is not guaranteed accurate by the MLS.

This listing last updated: Mon, February 23, 2026 at 2:18:28 PM EST

SBR Listing Data Last Updated on Sat, April 4 2026 at 12:08pm