$425,000 for Sale
11278 spencer road, saginaw, MI 48609
| Beds 3 | Baths 3 | 2,988 Sqft | 0.89 Acres |
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Property Description
Ready for life on the lake? Your opportunity is here! Move right in to this spacious ranch offering nearly 3,000 sq. ft. of comfortable, light-filled living. The updated kitchen features hardwood floors, granite countertops, and stainless-steel appliances, opening to a cozy breakfast nook with serene views of your private lake. The primary bedroom includes its own ensuite, while the large great room—with a gas fireplace—flows seamlessly into the four-season room, boasting a wall of windows that frame stunning lake views year-round. Need extra space? The bonus room above the 3-car garage has you covered. Step outside to a peaceful back deck and enjoy your own private oasis. Spend your days relaxing, entertaining, or fishing right in your backyard. This one won’t last—call today for your private showing!
General Information
City: swan creek twp
Post Office: saginaw
Schools: st charles community schools
County: Saginaw
Subdivision: n/a
Acres: 0.89
Lot Dim: 150 x 257
Bedrooms:3
Bathrooms:3 (2 full, 1 half)
House Size: 2,988 sq.ft.
Acreage: 0.89 est.
Year Built: 1991
Property Type: Single Family
Style: Ranch
Features & Room Sizes
Bedroom 1: 13x14
Bedroom 2 : 13x13
Bedroom 3: 8x13
Bedroom 4:
Family Room:
Greatroom:
Dining Room: 14x8
Kitchen: 12x12
Livingroom: 27x19
Pole Buildings:
Paved Road: City/County,Paved Street
Garage: 3
Garage Description: Attached Garage,Electric in Garage,Gar Door Opener
Exterior: Vinyl Siding
Exterior Misc: Deck,Porch
Fireplaces: Yes
Fireplace Description: Gas Fireplace,Grt Rm Fireplace
Basement: No
Foundation : Crawl
Appliances: Dishwasher,Range/Oven,Refrigerator
Cooling: Ceiling Fan(s),Central A/C
Heating: Forced Air
Fuel: Natural Gas
Waste: Septic
Watersource: Public Water
Tax, Fees & Legal
Est. Summer Taxes: $1,544
Est. Winter Taxes: $3,314
HOA fees: 300
HOA fees Period: Yearly

Listing Courtesy of: Bridgette Stallings of Century 21 Signature Realty
Information provided by Saginaw Board of REALTORS
®
Listing information provided courtesy of the Saginaw Board of REALTORS
®. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable, but is not guaranteed accurate by the MLS.
This listing last updated: Sun, November 16, 2025 at 12:35:19 PM EST
SBR Listing Data Last Updated on Sun, November 30 2025 at 9:39am