1111 n water street, bay city, MI 48708

Experience elevated waterfront living in this exceptional 3-bedroom, 4-bath penthouse condo, where floor-to-ceiling windows showcase breathtaking views of the Saginaw River, Liberty Bridge, and the steady charm of passing freighters. Multiple access points lead to an expansive balcony that spans the residence, creating an effortless connection between indoor comfort and outdoor enjoyment. Inside, MGM-inspired design elements blend sophistication with warmth. Stunning hardwood floors flow throughout the open layout, complementing the sleek finishes and dramatic architectural detail. The chef’s kitchen impresses with double ovens, an oversized built-in refrigerator concealed behind a striking accent wall, a massive walk-in pantry, and a conveniently located wet bar ideal for entertaining. Each bedroom has its own private en-suite bath, ensuring comfort for family and guests. The primary suite stands out with its generous scale and an expansive walk-in closet offering exceptional storage and a beautifully appointed spa-like bath. The third bedroom provides flexible use as an office and is equipped with a Murphy bed, making it an easy dual-purpose space. A stylish powder room adds additional convenience for guests. This penthouse includes two dedicated parking spaces, private storage, and its own dedicated boat slip, offering exceptional access to the water and a rare amenity for condo living. Residents also enjoy beautifully maintained shared spaces including an elegant lobby, a large event space with an attached catering kitchen, a club room, and a serene library. Luxurious, functional, and perfectly positioned along the river, this penthouse delivers the ultimate in upscale condo living.

Water Name:  saginaw river
Water Description:  Lake/River Access,River Frontage,Water View,Waterfront

Listing Courtesy of: Thomas Webb of Century 21 Signature Realty

Information provided by Saginaw Board of REALTORS^® Listing information provided courtesy of the Saginaw Board of REALTORS^®. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable, but is not guaranteed accurate by the MLS.

This listing last updated: Sat, January 17, 2026 at 2:17:16 AM EST

SBR Listing Data Last Updated on Wed, January 21 2026 at 11:10pm